*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

:root {
    --plum-50: #faf5ff;
    --plum-100: #f3e8ff;
    --plum-200: #e9d5ff;
    --plum-300: #d8b4fe;
    --plum-400: #c084fc;
    --plum-500: #a855f7;
    --plum-600: #9333ea;
    --plum-700: #7e22ce;
    --plum-800: #6b21a8;
    --plum-900: #4c1d95;
    --plum-950: #2e1065;
    --amber-300: #fcd34d;
    --amber-400: #fbbf24;
    --amber-500: #f59e0b;
    --amber-600: #d97706;
    --neutral-50: #fafafa;
    --neutral-100: #f5f5f5;
    --neutral-200: #e5e5e5;
    --neutral-300: #d4d4d4;
    --neutral-400: #a3a3a3;
    --neutral-500: #737373;
    --neutral-600: #525252;
    --neutral-700: #404040;
    --neutral-800: #262626;
    --neutral-900: #171717;
    --neutral-950: #0a0a0a;
    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 28px;
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.06);
    --shadow-md: 0 4px 16px rgba(0,0,0,0.1), 0 2px 4px rgba(0,0,0,0.06);
    --shadow-lg: 0 12px 40px rgba(0,0,0,0.15), 0 4px 12px rgba(0,0,0,0.1);
    --shadow-xl: 0 24px 60px rgba(0,0,0,0.2);
    --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: 'Inter', system-ui, -apple-system, sans-serif;
    color: var(--neutral-800);
    background: var(--neutral-50);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

h1, h2, h3, h4 {
    font-family: 'Playfair Display', Georgia, serif;
    line-height: 1.2;
    color: var(--neutral-900);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

ul {
    list-style: none;
}

.container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}

.skip-link {
    position: absolute;
    top: -100%;
    left: 16px;
    background: var(--plum-800);
    color: #fff;
    padding: 8px 16px;
    border-radius: var(--radius-sm);
    z-index: 9999;
    font-weight: 600;
}
.skip-link:focus {
    top: 16px;
}

/* ─── HEADER ─── */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(250, 250, 250, 0.92);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid var(--neutral-200);
    transition: box-shadow var(--transition);
}
.site-header.scrolled {
    box-shadow: var(--shadow-md);
}
.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 76px;
}
.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-family: 'Playfair Display', serif;
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--neutral-900);
}
.logo--light { color: #fff; }
.logo-mark {
    width: 36px;
    height: 36px;
    background: var(--plum-700);
    border-radius: var(--radius-sm);
    position: relative;
    flex-shrink: 0;
}
.logo-mark::before,
.logo-mark::after {
    content: '';
    position: absolute;
    background: #fff;
    border-radius: 2px;
}
.logo-mark::before {
    width: 4px;
    height: 20px;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
}
.logo-mark::after {
    width: 20px;
    height: 4px;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
}
.logo-mark--light { background: var(--amber-400); }
.logo-accent {
    font-family: 'Inter', sans-serif;
    font-size: 0.7em;
    font-weight: 600;
    color: var(--plum-600);
    vertical-align: super;
    margin-left: 2px;
}
.logo--light .logo-accent { color: var(--amber-300); }

.primary-nav ul {
    display: flex;
    align-items: center;
    gap: 8px;
}
.primary-nav a {
    padding: 8px 16px;
    border-radius: var(--radius-sm);
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--neutral-700);
    transition: color var(--transition), background var(--transition);
}
.primary-nav a:hover {
    color: var(--plum-700);
    background: var(--plum-50);
}

/* ─── BUTTONS ─── */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 28px;
    border-radius: var(--radius-md);
    font-family: 'Inter', sans-serif;
    font-size: 0.95rem;
    font-weight: 600;
    border: 2px solid transparent;
    cursor: pointer;
    transition: all var(--transition);
    white-space: nowrap;
}
.btn-amber {
    background: var(--amber-500);
    color: var(--neutral-900);
    border-color: var(--amber-500);
}
.btn-amber:hover {
    background: var(--amber-600);
    border-color: var(--amber-600);
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(217, 119, 6, 0.35);
}
.btn-outline-white {
    background: transparent;
    color: #fff;
    border-color: rgba(255,255,255,0.5);
}
.btn-outline-white:hover {
    background: rgba(255,255,255,0.12);
    border-color: #fff;
    transform: translateY(-2px);
}
.btn-sm { padding: 10px 20px; font-size: 0.85rem; }
.btn-lg { padding: 18px 36px; font-size: 1.05rem; }
.btn-full { width: 100%; }

/* ─── NAV TOGGLE ─── */
.nav-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    width: 44px;
    height: 44px;
    position: relative;
    z-index: 1001;
}
.hamburger {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 22px;
    height: 16px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}
.hamburger::before,
.hamburger::after,
span {
    content: '';
    display: block;
    width: 100%;
    height: 2px;
    background: var(--neutral-700);
    border-radius: 2px;
    transition: all var(--transition);
}
.nav-toggle[aria-expanded="true"] .hamburger::before {
    transform: rotate(45deg) translate(5px, 5px);
}
.nav-toggle[aria-expanded="true"] .hamburger::after {
    transform: rotate(-45deg) translate(5px, -5px);
}
.nav-toggle[aria-expanded="true"] span { opacity: 0; }

/* ─── HERO ─── */
.hero {
    padding-top: 76px;
    background: linear-gradient(135deg, var(--plum-950) 0%, var(--plum-800) 50%, var(--plum-700) 100%);
    min-height: 100vh;
    display: flex;
    align-items: center;
    position: relative;
    overflow: hidden;
}
.hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse 80% 60% at 70% 40%, rgba(147, 51, 234, 0.3), transparent),
        radial-gradient(ellipse 50% 80% at 20% 80%, rgba(251, 191, 36, 0.08), transparent);
    pointer-events: none;
}
.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: center;
    position: relative;
    z-index: 1;
    padding: 60px 0;
}
.hero-card {
    background: rgba(255,255,255,0.07);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: var(--radius-xl);
    padding: 48px;
}
.hero-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.8rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--amber-400);
    margin-bottom: 20px;
    background: rgba(251, 191, 36, 0.12);
    padding: 8px 16px;
    border-radius: 100px;
    border: 1px solid rgba(251, 191, 36, 0.25);
}
.hero-headline {
    font-size: clamp(2rem, 4vw, 3.2rem);
    color: #fff;
    margin-bottom: 20px;
    line-height: 1.15;
}
.hero-description {
    font-size: 1.1rem;
    color: rgba(255,255,255,0.75);
    line-height: 1.7;
    margin-bottom: 36px;
    max-width: 520px;
}
.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
}
.hero-visual {
    position: relative;
    height: 640px;
}
.hero-photo-card {
    position: absolute;
    inset: 0;
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
}
.hero-photo-card img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}
.photo-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(to top, rgba(46, 16, 101, 0.5) 0%, transparent 50%);
    border-radius: var(--radius-xl);
}

/* ─── FLOATING STATS ─── */
.floating-stat {
    position: absolute;
    background: #fff;
    border-radius: var(--radius-md);
    padding: 16px 22px;
    box-shadow: var(--shadow-lg);
    z-index: 2;
    animation: float 4s ease-in-out infinite;
}
.stat-one {
    bottom: 60px;
    left: -40px;
    animation-delay: 0s;
}
.stat-two {
    top: 80px;
    right: -30px;
    animation-delay: 1.3s;
}
.stat-three {
    bottom: 180px;
    left: -20px;
    animation-delay: 2.6s;
}
.stat-number {
    display: block;
    font-family: 'Playfair Display', serif;
    font-size: 1.35rem;
    font-weight: 700;
    color: var(--plum-800);
    line-height: 1.2;
}
.stat-label {
    font-size: 0.8rem;
    color: var(--neutral-500);
    font-weight: 500;
}
@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

/* ─── SECTION COMMON ─── */
.section-eyebrow {
    display: inline-flex;
    font-size: 0.78rem;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--plum-600);
    margin-bottom: 16px;
}
.section-title {
    font-size: clamp(1.8rem, 3.5vw, 2.8rem);
    margin-bottom: 16px;
    color: var(--neutral-900);
}
.section-lead {
    font-size: 1.1rem;
    color: var(--neutral-600);
    line-height: 1.7;
    max-width: 600px;
}
.section-header--center {
    text-align: center;
}
.section-header--center .section-lead {
    margin: 0 auto;
}

/* ─── ABOUT ─── */
.about {
    padding: 120px 0;
    background: var(--neutral-50);
}
.about-grid {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 80px;
    align-items: center;
}
.about-img-wrapper {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    position: relative;
}
.about-img-wrapper img {
    width: 100%;
    height: 680px;
    object-fit: cover;
    display: block;
}
.about-accent-card {
    position: absolute;
    bottom: -24px;
    right: -24px;
    background: var(--plum-800);
    color: #fff;
    padding: 24px 28px;
    border-radius: var(--radius-lg);
    display: flex;
    align-items: flex-start;
    gap: 16px;
    box-shadow: var(--shadow-lg);
    max-width: 280px;
}
.about-accent-card strong {
    display: block;
    font-family: 'Playfair Display', serif;
    font-size: 1.1rem;
    margin-bottom: 4px;
}
.about-accent-card span {
    font-size: 0.85rem;
    color: rgba(255,255,255,0.7);
    line-height: 1.5;
}
.about-content-col .section-lead {
    margin-bottom: 20px;
}
.about-content-col > p {
    color: var(--neutral-600);
    line-height: 1.75;
    margin-bottom: 28px;
}
.about-features {
    display: grid;
    gap: 14px;
}
.about-features li {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 0.95rem;
    color: var(--neutral-700);
    font-weight: 500;
}
.about-features svg {
    color: var(--plum-600);
    flex-shrink: 0;
}

/* ─── SERVICES ─── */
.services {
    padding: 120px 0;
    background: var(--plum-950);
    position: relative;
    overflow: hidden;
}
.services::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse 60% 50% at 80% 20%, rgba(147, 51, 234, 0.25), transparent),
        radial-gradient(ellipse 40% 60% at 10% 90%, rgba(251, 191, 36, 0.06), transparent);
    pointer-events: none;
}
.services .section-eyebrow { color: var(--amber-400); }
.services .section-title { color: #fff; }
.services .section-lead { color: rgba(255,255,255,0.65); }
.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    position: relative;
    z-index: 1;
    margin-top: 60px;
}
.service-card {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: var(--radius-lg);
    padding: 40px 32px;
    transition: all var(--transition);
}
.service-card:hover {
    background: rgba(255,255,255,0.1);
    border-color: rgba(251, 191, 36, 0.3);
    transform: translateY(-6px);
    box-shadow: 0 20px 50px rgba(0,0,0,0.3);
}
.service-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, var(--plum-600), var(--plum-700));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    margin-bottom: 24px;
    border: 1px solid rgba(255,255,255,0.15);
}
.service-card h3 {
    font-family: 'Inter', sans-serif;
    font-size: 1.15rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 12px;
}
.service-card p {
    font-size: 0.92rem;
    color: rgba(255,255,255,0.6);
    line-height: 1.7;
}

/* ─── INSURANCE ─── */
.insurance {
    padding: 120px 0;
    background: var(--neutral-50);
}
.insurance-grid {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 80px;
    align-items: center;
}
.insurance-list {
    display: grid;
    gap: 16px;
    margin: 32px 0;
}
.insurance-list li {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 0.95rem;
    color: var(--neutral-700);
    font-weight: 500;
}
.insurance-list svg { color: var(--plum-600); flex-shrink: 0; }
.insurance-cta { margin-top: 8px; }
.insurance-visual {
    display: flex;
    justify-content: center;
    align-items: center;
    height: 100%;
    min-height: 400px;
}
.insurance-card-stack {
    position: relative;
    width: 300px;
    height: 360px;
}
.ins-card {
    position: absolute;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
}
.ins-card--back {
    inset: 20px 0 0 20px;
    background: var(--plum-700);
    transform: rotate(6deg);
}
.ins-card--front {
    inset: 0;
    background: linear-gradient(135deg, var(--plum-800), var(--plum-900));
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 16px;
    color: #fff;
    border: 1px solid rgba(255,255,255,0.1);
}
.ins-card--front svg { color: var(--amber-400); }
.ins-card--front span {
    font-family: 'Inter', sans-serif;
    font-size: 1rem;
    font-weight: 600;
    letter-spacing: 0.05em;
}

/* ─── CTA BANNER ─── */
.cta-banner {
    padding: 100px 0;
    background: linear-gradient(135deg, var(--amber-500) 0%, var(--amber-600) 100%);
    position: relative;
    overflow: hidden;
}
.cta-banner::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at 30% 50%, rgba(255,255,255,0.15), transparent 70%);
    pointer-events: none;
}
.cta-inner {
    text-align: center;
    position: relative;
    z-index: 1;
    max-width: 720px;
    margin: 0 auto;
}
.cta-headline {
    font-size: clamp(1.8rem, 3.5vw, 2.6rem);
    color: var(--neutral-900);
    margin-bottom: 16px;
}
.cta-text {
    font-size: 1.1rem;
    color: rgba(10, 10, 10, 0.65);
    margin-bottom: 36px;
    line-height: 1.7;
}
.cta-actions {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 16px;
}

/* ─── CONTACT ─── */
.contact {
    padding: 120px 0;
    background: var(--neutral-100);
}
.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 80px;
    align-items: start;
}
.contact-details {
    display: grid;
    gap: 28px;
    margin-top: 40px;
}
.contact-item {
    display: flex;
    align-items: flex-start;
    gap: 16px;
}
.contact-icon {
    width: 48px;
    height: 48px;
    background: var(--plum-100);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--plum-700);
    flex-shrink: 0;
}
.contact-item strong {
    display: block;
    font-family: 'Inter', sans-serif;
    font-size: 0.85rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: var(--neutral-500);
    margin-bottom: 4px;
}
.contact-item span,
.contact-item a {
    font-size: 1rem;
    color: var(--neutral-800);
    line-height: 1.6;
}
.contact-item a:hover { color: var(--plum-600); }

/* ─── FORM ─── */
.contact-form-col {
    background: #fff;
    border-radius: var(--radius-xl);
    padding: 48px;
    box-shadow: var(--shadow-md);
    border: 1px solid var(--neutral-200);
}
.form-title {
    font-size: 1.5rem;
    margin-bottom: 28px;
    color: var(--neutral-900);
}
.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}
.form-group {
    margin-bottom: 16px;
}
.form-group label {
    display: block;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--neutral-700);
    margin-bottom: 6px;
}
.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px 16px;
    border: 1.5px solid var(--neutral-300);
    border-radius: var(--radius-sm);
    font-family: 'Inter', sans-serif;
    font-size: 0.95rem;
    color: var(--neutral-800);
    background: var(--neutral-50);
    transition: border-color var(--transition), box-shadow var(--transition);
    outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--plum-500);
    box-shadow: 0 0 0 3px rgba(147, 51, 234, 0.12);
    background: #fff;
}
.form-group input::placeholder,
.form-group textarea::placeholder {
    color: var(--neutral-400);
}
.form-group textarea {
    resize: vertical;
    min-height: 100px;
}
.form-success {
    text-align: center;
    padding: 40px 20px;
}
.form-success svg {
    color: #16a34a;
    margin-bottom: 16px;
}
.form-success h4 {
    font-size: 1.3rem;
    margin-bottom: 8px;
    color: var(--neutral-900);
}
.form-success p {
    font-size: 0.95rem;
    color: var(--neutral-600);
    line-height: 1.6;
}

/* ─── FOOTER ─── */
.site-footer {
    background: var(--neutral-950);
    color: rgba(255,255,255,0.6);
    padding: 80px 0 0;
}
.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1.3fr;
    gap: 48px;
    padding-bottom: 60px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-brand p {
    font-size: 0.9rem;
    line-height: 1.7;
    margin-top: 16px;
    max-width: 280px;
}
.footer-links strong,
.footer-contact strong {
    display: block;
    font-family: 'Inter', sans-serif;
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: rgba(255,255,255,0.4);
    margin-bottom: 20px;
}
.footer-links ul,
.footer-contact ul {
    display: grid;
    gap: 12px;
}
.footer-links a,
.footer-contact a {
    font-size: 0.9rem;
    color: rgba(255,255,255,0.6);
    transition: color var(--transition);
    display: flex;
    align-items: center;
    gap: 8px;
}
.footer-links a:hover { color: var(--amber-400); }
.footer-contact li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 0.9rem;
}
.footer-contact svg {
    color: var(--amber-400);
    flex-shrink: 0;
    margin-top: 2px;
}
.footer-bottom {
    padding: 28px 0;
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    flex-wrap: wrap;
    gap: 16px;
}
.footer-bottom p {
    font-size: 0.82rem;
    color: rgba(255,255,255,0.35);
}
.footer-bottom .disclaimer {
    max-width: 480px;
    font-size: 0.78rem;
    line-height: 1.6;
}

/* ─── MOBILE OVERLAY ─── */
.mobile-overlay {
    position: fixed;
    inset: 0;
    background: rgba(0,0,0,0.5);
    z-index: 998;
}

/* ─── RESPONSIVE ─── */
@media (max-width: 1024px) {
    .hero-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    .hero-visual { height: 480px; order: -1; }
    .hero-card { padding: 36px; }
    .floating-stat.stat-one { left: 10px; bottom: 30px; }
    .floating-stat.stat-two { right: 10px; top: 30px; }
    .floating-stat.stat-three { left: 10px; bottom: 140px; }
    .about-grid,
    .insurance-grid,
    .contact-grid {
        grid-template-columns: 1fr;
        gap: 48px;
    }
    .about-img-wrapper img { height: 480px; }
    .about-accent-card { right: 16px; bottom: -16px; }
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
    .nav-toggle { display: block; }
    .primary-nav {
        position: fixed;
        top: 0;
        right: -100%;
        width: 80%;
        max-width: 320px;
        height: 100vh;
        background: #fff;
        padding: 100px 32px 40px;
        box-shadow: var(--shadow-xl);
        transition: right var(--transition);
        z-index: 999;
    }
    .primary-nav.open { right: 0; }
    .primary-nav ul {
        flex-direction: column;
        align-items: stretch;
        gap: 4px;
    }
    .primary-nav a {
        display: block;
        padding: 14px 16px;
        font-size: 1rem;
        border-radius: var(--radius-sm);
    }
    .primary-nav li:last-child a {
        margin-top: 16px;
        text-align: center;
    }
    .hero { min-height: auto; padding-top: 100px; padding-bottom: 40px; }
    .hero-visual { height: 360px; }
    .hero-card { padding: 28px; }
    .hero-headline { font-size: 1.8rem; }
    .hero-actions { flex-direction: column; }
    .hero-actions .btn { width: 100%; }
    .floating-stat { display: none; }
    .services-grid { grid-template-columns: 1fr; }
    .form-row { grid-template-columns: 1fr; }
    .contact-form-col { padding: 28px; }
    .footer-grid { grid-template-columns: 1fr; gap: 36px; }
    .footer-bottom { flex-direction: column; }
    .about-accent-card { position: relative; bottom: auto; right: auto; margin-top: 16px; }
    .insurance-card-stack { display: none; }
}

@media (max-width: 480px) {
    .container { padding: 0 16px; }
    .hero-card { padding: 24px; }
    .hero-eyebrow { font-size: 0.7rem; }
    .section-title { font-size: 1.6rem; }
    .services, .about, .insurance, .contact { padding: 80px 0; }
}

/* ─── REDUCED MOTION ─── */
@media (prefers-reduced-motion: no-preference) {
    .reveal {
        opacity: 0;
        transform: translateY(24px);
        transition: opacity 0.6s cubic-bezier(0.4, 0, 0.2, 1), transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
    }
    .reveal.revealed {
        opacity: 1;
        transform: translateY(0);
    }
}
@media (prefers-reduced-motion: reduce) {
    .reveal {
        opacity: 1;
        transform: none;
        transition: none;
    }
    .floating-stat { animation: none; }
}